Terms & Conditions – CoinXpe
Terms & Conditions (User Agreement)
This User Agreement (“Agreement”) governs the access to and use of the CoinXpe platform (“Platform”) operated by SUPERMINT INFOTECH PRIVATE LIMITED, a company incorporated under the Companies Act, 2013, having its registered office at PLOT NO 6, KHASRA NO 407 MISHRPUR Guramba Lucknow Uttar Pradesh India 226026 (“Company”, “CoinXpe”, “we”, “us”, or “our”).
By accessing, registering, or using the Platform, you (“User”, “you”, or “your”) agree to be legally bound by this Agreement, our Privacy Policy, AML Policy, KYC Policy, and other policies published on the Platform.
If you do not agree, you must not use the Platform.
1. Platform Description
CoinXpe provides technology-enabled services including:
- INR on-ramp and off-ramp for Virtual Digital Assets (“VDAs”)
- Wallet and transaction management tools
- Compliance-driven transaction monitoring
CoinXpe does not provide investment advice, portfolio management, or guaranteed returns.
2. Eligibility to Use the Platform
2.1 Age Requirement
You must:
- Be at least 18 years of age, and
- Be legally capable of entering into a binding contract under Indian law.
2.2 Jurisdictional Eligibility
You confirm that:
- You are not a resident or citizen of any jurisdiction where the use of crypto or VDA services is prohibited or restricted.
- You will not use the Platform in violation of any applicable laws of India or any other jurisdiction.
CoinXpe operates its platform in India for Indian Users only .
3. User Obligations & Platform Usage Rules
By using CoinXpe, you agree that you shall:
- Provide true, accurate, and complete information during registration and KYC.
- Use only bank accounts and payment instruments owned by you.
- Not impersonate any other person or entity.
- Not use the Platform for illegal activities including but not limited to:
- Money laundering
- Terrorist financing
- Fraud, cheating, or cybercrime
- Use of proceeds from unlawful sources
- Not bypass platform safeguards, escrow mechanisms, or compliance controls.
You acknowledge that all transactions are subject to monitoring, audit, and regulatory reporting.
4. KYC, AML & Compliance
- CoinXpe operates in compliance with the Prevention of Money Laundering Act, 2002 (PMLA) and FIU-IND guidelines.
- Completion of KYC is mandatory to access services.
- CoinXpe may conduct enhanced due diligence, request additional documents, or restrict services at its discretion.
- CoinXpe may file Suspicious Transaction Reports (STRs) or other reports without notifying the user.
5. Transactions & Risk Disclosure
- Virtual Digital Assets are subject to high market volatility and regulatory uncertainty.
- CoinXpe does not guarantee execution, price stability, liquidity, or profits.
- Users are solely responsible for evaluating risks before transacting.
- CoinXpe shall not be liable for losses due to:
- Market fluctuations
- Network congestion
- Blockchain failures
- Third-party delays
6. Fees & Taxes
- Users agree to pay applicable platform fees, which are disclosed on the Platform.
- 1% TDS on VDAs, GST, or other statutory taxes may be deducted as per Indian law.
- Users are solely responsible for their tax compliance beyond deductions made by CoinXpe.
7. Suspension, Restriction & Termination
CoinXpe reserves the right to suspend, restrict, or terminate user accounts, wallets, or transactions without prior notice if:
- Required by law, court order, or regulatory authority.
- Suspicious, fraudulent, or abnormal activity is detected.
- There is a violation of this Agreement or any policy.
- Information provided is false, misleading, or incomplete.
- Risk to platform integrity, users, or banking partners is identified.
Funds may be frozen or withheld as required under applicable laws.
8. Limitation of Liability
To the maximum extent permitted by law:
- CoinXpe shall not be liable for any indirect, incidental, consequential, or punitive damages.
- CoinXpe’s liability, if any, shall not exceed the fees paid by the user to CoinXpe in the preceding six months.
9. Indemnity
You agree to indemnify and hold harmless SUPERMINT INFOTECH PRIVATE LIMITED, its directors, officers, employees, and partners from any claims, losses, penalties, or expenses arising out of:
- Breach of this Agreement
- Violation of laws or regulations
- Misuse of the Platform
11. Modification of Terms
CoinXpe may modify this Agreement at any time. Continued use of the Platform constitutes acceptance of revised terms.
10. Intellectual Property
- All content, logos, trademarks, software, and platform design are the exclusive property of CoinXpe , thired party logo & contents are directly ownership to the respective company.
- Users are granted a limited, non-exclusive, non-transferable right to use the Platform.
- Unauthorized copying, reverse engineering, or commercial use is prohibited.
12. Governing Law & Jurisdiction
This Agreement shall be:
- Governed by the laws of India.
- Subject to the exclusive jurisdiction of courts located in India.
13. Contact Information
For privacy-related queries, please contact: